A few years ago, personal circumstances in my life meant that it was time for me to some credit cards of my own. I’d been told by a few friends to be sure that whichever card(s) I chose, it should be one with a great reward program. After all, why not take advantage of all the great programs out there?
But where to start?
I spent a lot of time researching which cards offered the lowest interest rates and the biggest rewards for using them. This meant visiting many credit card sites and reading through every single one, then putting it all in a spreadsheet so I could compare them once I was through.
It was very time consuming.
I did find some good ones though. The one I was really excited about (and the one I still use most often to this day, even more than my AMEX, which has it’s own fantastic reward program) is my Amazon Chase Card.
Every purchase I make – every single one – goes on my Amazon Chase Card. The key for me is to pay it off every month, which is basically the same as using my debit card, except that I earn Amazon rewards on every dollar spent! I keep those reward points for the entire year – they really add up! Every year I’ve had about $1,000 to spend on Christmas presents, which means I can buy everyone on my list a nice present that I know they’ll love. And I can do it without stressing about where the money is going to come from, because every time I use my credit card throughout the year, I know I’m contributing a small amount to my Christmas fund!
One of the tools that I wish I’d known about at the time is CreditCards.com. I spent so much of my time researching credit cards that could have been saved! With the help of CreditCards.com, I could have found the right card with the right perks for me much easier. They have innovative tools and advice, and their goal is to help people seize greater opportunity through smarter spending. I like that they’re objective and have my best interests in mind!
Here are a few photos of Christmases past showing a few of the gifts my family has enjoyed as a result of using my rewards!
Here’s Katie painting a new Paint By Numbers kit I bought for her:
It’s not quite finished, but isn’t it amazing??
Here the girls put together their gift for their grandpa (that we used our credit card rewards to purchase):
And here is the mermaid tail that she just BEGGED for and finally got to use once the weather was warm enough!
I really can’t recommend CreditCards.com enough for finding the best card for you that has the right perks for you! For me, I love using it for our Christmas presents. But taking a fun trip each year or just splurging on some new clothes or a new restaurant would be exciting! With all the great reward programs out there, everyone can enjoy some extra perks. Be sure to visit CreditCard.com for help deciding what will work best!
I was selected for this opportunity as a member of CLEVER and the content and opinions expressed here are all my own.